Customer Quote by Tony Robbins
““So tell me, Ray, what are the percentages you would put in stocks? What percentage in gold? and so on."... "First, he said, we need 30% in stocks (for instance, the S&P 500 or other indexes for further diversification in this basket)... "Then you need long-term government bonds. Fifteen percent in intermediate term [seven- to ten-year Treasuries] and forty percent in long-term bonds [20- to 25-year Treasuries]."... He rounded out the portfolio with 7.5% in gold and 7.5% in commodities... Lastly, the portfolio must be rebalanced. Meaning, when one segment does well, you must sell a portion and reallocate back to the original allocation. This should be done at least annually, and, if done properly, can actually increase tax efficiency. p390””
About This Quote
Source Book: Money Mastery, 2014
A diversified portfolio balances stocks, bonds, gold, and commodities, with regular rebalancing to maintain allocation and tax efficiency.
In simple terms: Diversify and rebalance investments.
Key Takeaway
Follow a balanced asset allocation.
Themes
finance
investment strategy
diversification
Mood
practical
educational
Type
financial
motivational
When to use this quote
- retirement planning
- wealth management
- financial advising
Key Concepts
Modern Portfolio Theory
tax optimization
Questions to Reflect On
- How often should you review your portfolio?
- What risks arise from over‑rebalancing?
A Different Perspective
Market volatility can disrupt target allocations.
