““This is a bank that does not know anything beyond business. Chetan told me, 'When we make presentations to our MD, he says, "Teri unchi English mere ko samajh me nahi aati hai; mere ko ye bata ki ladoo kidhar hai."' Everybody in HDFC Bank understands what ladoo (a ball-shaped sweetmeat) stands for. The presentations don't last more than four to five slides. Aditya loves talking to the point. 'Paisa kidhar hai woh dikha, mujhe aur kuch nahi samajhta hai, seedha baat pe aa. Mujhe tu global gyan mat de.””