““A career Citibanker, Samir Bhatia was familiar with Aditya's work-life balance—coming to office at half past nine in the morning and leaving at half past five in the evening. Aditya was a sharp guy with a phenomenal grasp of things. He could work with great speed, clarity and understanding. Samir had never worked with Aditya but knew a lot about him. 'Aditya would go through every credit proposal with an x-ray vision and pick out just a few things that were absolutely necessary. There would be no paper on the table.””