Payments banks can also act as business correspondents of other banks. — Chanda Kochhar Copy Share Image
I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal. — Chanda Kochhar Copy Share Image
Mark-to-market losses are not real loss. It's a notional loss. What we can monitor is the credit quality of the underlying papers.… — Chanda Kochhar Copy Share Image
Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit… — Chanda Kochhar Copy Share Image
The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and… — Chanda Kochhar Copy Share Image
Let me talk about what the banks are doing, and I think the banks have been working to make sure that, as… — Chanda Kochhar Copy Share Image
Aggression at a time when the economy was growing at substantial rates and the retail lending as an industry was growing at… — Chanda Kochhar Copy Share Image
It's not that the regulator doesn't want the banking industry to grow. The growth of the industry has always been in relation… — Chanda Kochhar Copy Share Image
We don't understand the equity market well, and so we deploy funds in fixed-income securities, and like any other securities, investment in… — Chanda Kochhar Copy Share Image
When we look at the credit growth, we should look at it in its totality. Let us not only look at the… — Chanda Kochhar Copy Share Image
If you look at the numbers from 2002 to 2016, we have consistently been market leaders. We have followed a well-articulated strategy,… — Chanda Kochhar Copy Share Image
Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the… — Chanda Kochhar Copy Share Image
What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various opportunities. — Chanda Kochhar Copy Share Image
I chose to be a working wife and mother. Why should I compromise on either? — Chanda Kochhar Copy Share Image
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take… — Chanda Kochhar Copy Share Image
I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the needs of… — Chanda Kochhar Copy Share Image
We have always said that over the medium and long term, we will disinvest some part of our holding in our major subsidiary companies,… — Chanda Kochhar Copy Share Image
It is important always to make full use of opportunities that come your way, and at the same time, it is important to not… — Chanda Kochhar Copy Share Image
I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives. — Chanda Kochhar Copy Share Image
Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to… — Chanda Kochhar Copy Share Image
Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels. — Chanda Kochhar Copy Share Image
