Bank Quote by Chanda Kochhar
“When we look at the credit growth, we should look at it in its totality. Let us not only look at the non-food bank credit growth but also look at the growth across all the instruments of financing.”
About This Quote
Source Speech: Financial Outlook Presentation, 2015
Assess credit growth holistically, considering all financing instruments, not just non‑food bank credit.
In simple terms: Look at total credit growth, not just one part.
Evaluate all financing sources together.
Themes
Mood
Type
When to use this quote
- bank lending
- corporate financing
- government bonds
- micro‑finance
Key Concepts
Questions to Reflect On
- How does broader view change risk assessment?
- What instruments are often ignored?
May overlook sector‑specific risks.