Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit… — Chanda Kochhar Copy Share Image
My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate. — Chanda Kochhar Copy Share Image
I think India's growth itself will give opportunities for Indian banks to become substantially bigger. — Chanda Kochhar Copy Share Image
Rising incomes and positive demographics will provide opportunities for retail financial services in India. — Chanda Kochhar Copy Share Image
What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various… — Chanda Kochhar Copy Share Image
We are monitoring the global companies on a daily basis, and their rating continues to be investment grade. We will take immediate… — Chanda Kochhar Copy Share Image
We have always said that over the medium and long term, we will disinvest some part of our holding in our major… — Chanda Kochhar Copy Share Image
Any of our businesses will not exist in the form that is today, will not exist in the same form one year… — Chanda Kochhar Copy Share Image
Even if it does not become cashless economy, it will become a less cash economy, and I think that itself is going… — Chanda Kochhar Copy Share Image
Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and… — Chanda Kochhar Copy Share Image
We will leverage technology to collaborate with the government in its e-governance initiatives. — Chanda Kochhar Copy Share Image
We believe the new banks will complement the existing banking system, and there will be opportunities for players to identify mutually beneficial… — Chanda Kochhar Copy Share Image
What I was told by my parents was that, you know, take this inhibition out whether you're a girl or a boy.… — Chanda Kochhar Copy Share Image
Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and… — Chanda Kochhar Copy Share Image
Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the… — Chanda Kochhar Copy Share Image
What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various opportunities. — Chanda Kochhar Copy Share Image
I chose to be a working wife and mother. Why should I compromise on either? — Chanda Kochhar Copy Share Image
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take… — Chanda Kochhar Copy Share Image
I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the needs of… — Chanda Kochhar Copy Share Image
We have always said that over the medium and long term, we will disinvest some part of our holding in our major subsidiary companies,… — Chanda Kochhar Copy Share Image
It is important always to make full use of opportunities that come your way, and at the same time, it is important to not… — Chanda Kochhar Copy Share Image
I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives. — Chanda Kochhar Copy Share Image
Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to… — Chanda Kochhar Copy Share Image
Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels. — Chanda Kochhar Copy Share Image
