Consumers going through foreclosure typically will see their credit scores drop, raising longer-term questions about their ability to rebound financially and perhaps… — Ben Bernanke Copy Share Image
The more guidance a central bank can provide the public about how policy is likely to evolve the greater the chance that… — Ben Bernanke Copy Share Image
In the future, my communications with the public and with the markets will be entirely through regular and formal channels. — Ben Bernanke Copy Share Image
To achieve a more balanced international system over time, countries with excessive and unsustainable trade surpluses will need to allow their exchange… — Ben Bernanke Copy Share Image
If bankers become overly conservative in response to past lending mistakes - or if examiners force such behavior - it will hurt… — Ben Bernanke Copy Share Image
Preventing liquidation of an unbalanced market will leave you in tears. — Ben Bernanke Copy Share Image
Low and stable inflation in many countries is an important accomplishment that will continue to bring significant benefits. — Ben Bernanke Copy Share Image
The best solution to income inequality is providing a high-quality education for everybody. In our highly technological, globalized economy, people without education… — Ben Bernanke Copy Share Image
The actions taken by central banks and other authorities to stabilize a panic in the short run can work against stability in… — Ben Bernanke Copy Share Image
Market discipline can only limit moral hazard to the extent that debt and equity holders believe that, in the event of distress,… — Ben Bernanke Copy Share Image
I assure this committee that, if I am confirmed, I will be strictly independent of all political influences... essential to that institution's… — Ben Bernanke Copy Share Image
There will not be an automatic increase in interest rate when unemployment hits 6.5%. — Ben Bernanke Copy Share Image
Banks will have to win the confidence of their customers through fair dealing, making good loans, and remaining financially healthy. — Ben Bernanke Copy Share Image
In all likelihood, a significant amount of time will be required to restore the nearly eight and a half million jobs that… — Ben Bernanke Copy Share Image
The Fed needs an approach that consolidates the gains of the Greenspan years and ensures that those successful policies will continue -… — Ben Bernanke Copy Share Image
No one will lend at a negative interest rate; potential creditors will simply choose to hold cash, which pays zero nominal interest. — Ben Bernanke Copy Share Image
The Federal Reserve has always recognized the importance of allowing markets to work, and government oversight of financial firms will never be… — Ben Bernanke Copy Share Image
Neighborhoods and communities are complex organisms that will be resilient only if they are healthy along a number of interrelated dimensions, much… — Ben Bernanke Copy Share Image
We do not expect significant spillovers from the subprime market to the rest of the economy or to the financial system. — Ben Bernanke Copy Share Image
In the past, Federal Reserve chairmen have not generally gone directly to the public. — Ben Bernanke Copy Share Image
The U.S. government has a technology, called a printing press (or, today, its electronic equivalent), that allows it to produce as many U.S. dollars… — Ben Bernanke Copy Share Image
The Depression was an incredibly dramatic episode - an era of stock-market crashes, breadlines, bank runs and wild currency speculation, with the storm clouds… — Ben Bernanke Copy Share Image
Community development has a long history of innovation and learning from experience. — Ben Bernanke Copy Share Image
To be sure, the provision of liquidity alone can by no means solve the problems of credit risk and credit losses; but it can… — Ben Bernanke Copy Share Image
Consumers going through foreclosure typically will see their credit scores drop, raising longer-term questions about their ability to rebound financially and perhaps pursue a… — Ben Bernanke Copy Share Image
If you are not happy with yourself, even the loftiest achievements won't bring you much satisfaction. — Ben Bernanke Copy Share Image
High levels of homeownership have been shown to foster greater involvement in school and civic organizations, higher graduation rates, and greater neighborhood stability. — Ben Bernanke Copy Share Image
...the Federal Reserve has the capacity to operate in domestic money markets to maintain interest rates at a level consistent with our economic goals — Ben Bernanke Copy Share Image
