Always Quote by Chanda Kochhar
“Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and that is the business that has been doing very well.”
About This Quote
Source Speech: Business conference, 2015
Lending focus stays on India-linked assets because familiarity reduces risk and drives performance.
In simple terms: They lend to familiar Indian assets for lower risk.
Leverage known markets.
Themes
Mood
Type
When to use this quote
- banking strategy
- investment decisions
- risk assessment
Key Concepts
Questions to Reflect On
- How does familiarity affect risk assessment?
- What are the downsides of regional focus?
May limit diversification.