Able Quote by Jean Chatzky

“If you have even a smidgen of doubt that you'll be able to stay away from racking up additional debt, don't do it.”

Jean Chatzky

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Able Additional Debt Debt Debt Don Doubt Ifs Smidgen Doubt Stay away

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It's not about having it all. It's about having what you value most.

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You must be sure - and I mean absolutely positive - that you have the willpower to pay off those credit cards and not…

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A little personality goes a long way.

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The Bankruptcy Reform Act of 2005 made it harder for individuals to file bankruptcy, which is always the last resort. Unfortunately, simultaneously consumers racked…

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Save for your goals. Take note of what's coming your way - vacations, the holidays, what ever is going to cost you money -…

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Turn down offers for new cards or credit line increases on your current cards. Credit's tight, and chances are, you're not getting many offers…

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When you default on a secured debt, the creditor takes the asset that backs up that debt. When you convert credit card debt to…

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A consolidation makes sense only if you can lower your overall interest rate. Many people consolidate by taking out a home equity line loan…

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Sometimes a creditor is willingto do this as a bargaining point - you give the creditor cash in hand, it gives you a positive…

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Debt settlement companies work as a middleman between you and your creditor. If all goes well (and that's a big if), you should be…

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You also need to understand that when you consolidate credit card debt into mortgage debt - like a home equity loan or a HELOC…

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Explore all 43 Jean Chatzky quotes

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