Public employee unions are hardly the only group involved in bare-knuckles politics. Businesses lobby fiercely, and executives make hefty campaign donations. — Charles Duhigg Copy Share Image
During the 1970s and 1980s, Congress distributed more than $60 billion to cities to make sure that what goes into toilets, industrial… — Charles Duhigg Copy Share Image
Because reverse mortgages do not require borrowers to make immediate repayments, the interest charges are added to the debt every day, and… — Charles Duhigg Copy Share Image
Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans. — Charles Duhigg Copy Share Image
Every habit is made of three parts... a cue, a routine and a habit. Most people focus on the routine and behavior,… — Charles Duhigg Copy Share Image
Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in… — Charles Duhigg Copy Share Image
Back when Detroit was the head of auto manufacturing, it was clear where profits were created. Right? A car was made in… — Charles Duhigg Copy Share Image
A huge amount of success in life comes from learning as a child how to make good habits. It's good to help… — Charles Duhigg Copy Share Image
Drinking water that does not meet a federal health guideline will not necessarily make someone ill. Many contaminants are hazardous only if… — Charles Duhigg Copy Share Image
“If you want to stop smoking, ask yourself, do you do it because you love nicotine, or because it provides a burst of stimulation,… — Charles Duhigg Copy Share Image
“What matters are five key norms,” he told the audience. Teams need to believe that their work is important. Teams need to feel their… — Charles Duhigg Copy Share Image
America has always had an apocalyptic strain. Yet it also seems to believe that if, or when, The End comes, it will still come… — Charles Duhigg Copy Share Image
Bromates are regulated by the Safe Drinking Water Act, but officials are required to test for them only when water leaves a treatment plant. — Charles Duhigg Copy Share Image
“Habits, scientists say, emerge because the brain is constantly looking for ways to save effort. Left” — Charles Duhigg Copy Share Image
Between calculated risk and reckless decision-making lies the dividing line between profit and loss. — Charles Duhigg Copy Share Image
Older Americans are perfect telemarketing customers, analysts say, because they are often at home, rely on delivery services, and are lonely for the companionship… — Charles Duhigg Copy Share Image
“All our life, so far as it has definite form, is but a mass of habits - practical, emotional, and intellectual - systematically organized… — Charles Duhigg Copy Share Image
“Someday soon, say predictive analytics experts, it will be possible for companies to know our tastes and predict our habits better than we know… — Charles Duhigg Copy Share Image
“I love Paul O'Neill, but you could not pay me enough to work for him again" one official told me. "the man has never… — Charles Duhigg Copy Share Image
“THE FRAMEWORK: • Identify the routine • Experiment with rewards • Isolate the cue • Have a plan” — Charles Duhigg Copy Share Image
