We will leverage technology to collaborate with the government in its e-governance initiatives. — Chanda Kochhar Government Copy Share Image
Mark-to-market losses are not real loss. It's a notional loss. — Chanda Kochhar Death Copy Share Image
The consolidation that we started in 2009 was clearly the requirement of that time. — Chanda Kochhar Copy Share Image
Punjab is central to our business strategy, and we are an active partner in the state's growth. — Chanda Kochhar Business Copy Share Image
Thankfully I have an ecosystem of in-laws, parents and husband, who are my rocks. — Chanda Kochhar Ecosystem Copy Share Image
Over the years, we have financed projects in core industrial sectors like steel, cement, aluminium and petrochemicals, and in manufacturing sectors like… — Chanda Kochhar Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. — Chanda Kochhar Business Copy Share Image
Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us. — Chanda Kochhar Adaptability Copy Share Image
To reap this demographic dividend, we need to enable the youth to acquire skills required to get the job or become self-employed. — Chanda Kochhar Copy Share Image
Investment in infrastructure is a long term requirement for growth and a long term factor that will make growth sustainable. — Chanda Kochhar Copy Share Image
What my parents believed was that, you know, the best wealth they could give to us children was to educate us and,… — Chanda Kochhar Copy Share Image
Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it. — Chanda Kochhar Challenge Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that… — Chanda Kochhar Business Copy Share Image
India's growth drivers are actually two growth drivers. One is consumption, which arises out of our demographic advantage. And the other is… — Chanda Kochhar Copy Share Image
As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet… — Chanda Kochhar Balance Copy Share Image
Every quarter, we need to see the portfolio and follow the accounting practice of mark-to-market that values investments according to the prevailing… — Chanda Kochhar Copy Share Image
The restructuring theme can be of various kinds. Some amount of debt gets serviced out of cash flows, some gets back-ended and… — Chanda Kochhar Cash flow Copy Share Image
India did not innovate with the ATMs. But when we brought ATMs into India and made the machines talk in 15 regional… — Chanda Kochhar Computers Copy Share Image
It is important always to make full use of opportunities that come your way, and at the same time, it is important… — Chanda Kochhar Challenges Copy Share Image
As far as the banking industry is concerned - and I am sure it must be true for various industries as well… — Chanda Kochhar Business Copy Share Image
If there is a course that is quant-oriented, you need to focus on that, but if it is a course that is… — Chanda Kochhar Examinations Copy Share Image
The important source of finance is now commercial papers, bonds, and so on. — Chanda Kochhar Bonds Copy Share Image
It's very important to have the comfort of the regulator in every geography where you operate. — Chanda Kochhar Comfort Copy Share Image
Our parents treated all three of us - two sisters and a brother - equally. When it came to education, or our… — Chanda Kochhar Brotherhood Copy Share Image
Normally, we define banks as being either retail or corporate, but ICICI transformed itself from a corporate bank into a retail bank… — Chanda Kochhar Copy Share Image
We actually probably do nothing very special for women. But what we do in a very special manner is to remain an… — Chanda Kochhar Feminism Copy Share Image
ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere. — Chanda Kochhar Copy Share Image
The whole thing of moving the currency through currency sorting and detection machines and so on that was the whole process actually… — Chanda Kochhar Copy Share Image
We have a vision of a strong and prosperous India and an equally strong belief that this vision is achievable. — Chanda Kochhar Belief Copy Share Image
I think competition is good. It finally delivers the best value to the customer, and I think it keeps all the players… — Chanda Kochhar Copy Share Image
Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and… — Chanda Kochhar Copy Share Image
It's about maintaining balance. Plan better, be organised. I chose to be a working wife and mother. Why should I compromise on… — Chanda Kochhar Balance Copy Share Image
I learnt to always keep my mind open to new ideas and looked at each new assignment as an opportunity to learn… — Chanda Kochhar Education Copy Share Image
I think India's growth itself will give opportunities for Indian banks to become substantially bigger. — Chanda Kochhar Copy Share Image
ICICI Bank was the first bank to recalibrate its ATMs for 2000 and then also for 500 rupee notes, and now we… — Chanda Kochhar Copy Share Image
Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought… — Chanda Kochhar Copy Share Image
