What's important is that we see each year what the opportunities are, and make use of the opportunity. — Chanda Kochhar Copy Share Image
When we in our sector talk of the adoption of Indian consumers to new products and innovative ways of doing banking, they… — Chanda Kochhar Copy Share Image
We have always said that over the medium and long term, we will disinvest some part of our holding in our major… — Chanda Kochhar Copy Share Image
I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives. — Chanda Kochhar Copy Share Image
In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. Innovation… — Chanda Kochhar Country Copy Share Image
I use my interaction with both my kids to know how the youth today relates to technology, their expectations in terms of… — Chanda Kochhar Customer service Copy Share Image
I had to create a team of people who had worked in this industry for other banks. What I brought to that… — Chanda Kochhar Copy Share Image
One thing I would say about the Indian consumer is that as much change and as much technology, innovation that you offer… — Chanda Kochhar Change Copy Share Image
Every business has to re-think their own business model and say does it meet this DSM test and do their products and… — Chanda Kochhar Business Copy Share Image
The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and… — Chanda Kochhar Acceptance Copy Share Image
Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking… — Chanda Kochhar Balance Copy Share Image
As we were growing retail, and it was a huge growth phase, it was very important to keep our quality under control.… — Chanda Kochhar Growth Copy Share Image
We don't understand the equity market well, and so we deploy funds in fixed-income securities, and like any other securities, investment in… — Chanda Kochhar Copy Share Image
Rather than worrying about entities, we should worry about the trends in technology that may cause disruptions... if we get so paranoid… — Chanda Kochhar Copy Share Image
ICICI has been a meritocracy. So, a huge amount a lot of responsibilities, big roles, challenges, have been given to women, not… — Chanda Kochhar Challenges Copy Share Image
I think I have it all. But I won't say that the credit for all that goes to me. I think the… — Chanda Kochhar Children Copy Share Image
Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and… — Chanda Kochhar Business Copy Share Image
The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we… — Chanda Kochhar Exams Copy Share Image
My priorities are going to be to play a very balanced role in the sense that I have to keep an eye… — Chanda Kochhar Challenges Copy Share Image
I have always been saying that while - the legislative reforms are good, but there are so many low-hanging fruits that we… — Chanda Kochhar Direction Copy Share Image
Aggression at a time when the economy was growing at substantial rates and the retail lending as an industry was growing at… — Chanda Kochhar Aggression Copy Share Image
While working hard for my career, I looked after my family and have been there for my mother and in-laws when they… — Chanda Kochhar Family Copy Share Image
I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the… — Chanda Kochhar Balance Copy Share Image
Even if it does not become cashless economy, it will become a less cash economy, and I think that itself is going… — Chanda Kochhar Achievement Copy Share Image
I always believe that, as you start out, while you should have a big dream - a big goal - but it's… — Chanda Kochhar Copy Share Image
We have to address impediments that stall implementation of projects and streamline the process to ensure smooth execution going forward. We need… — Chanda Kochhar Execution Copy Share Image
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable… — Chanda Kochhar Copy Share Image
When we look at the credit growth, we should look at it in its totality. Let us not only look at the… — Chanda Kochhar Copy Share Image
It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career… — Chanda Kochhar Attention Copy Share Image
The global market does not understand the India risk as well as we do, and therefore, we have the arbitrage facility of… — Chanda Kochhar Arbitrage Copy Share Image
My father, in a way, was a mentor in the way he instilled the basic values and ethics in me. My mother… — Chanda Kochhar Ethics Copy Share Image
If we look at India and the Indian demographics and the Indian consumer, I think the Indian consumer is going digital, social,… — Chanda Kochhar Copy Share Image
