Every entrepreneur, whether man or woman, should start with a robust business structure. — Chanda Kochhar Copy Share Image
Payments banks can also act as business correspondents of other banks. — Chanda Kochhar Copy Share Image
Punjab is central to our business strategy, and we are an active partner in the state's growth. — Chanda Kochhar Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that… — Chanda Kochhar Copy Share Image
Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit… — Chanda Kochhar Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. — Chanda Kochhar Copy Share Image
The issue of access to growth capital is common to all entrepreneurs. Any entrepreneur who can demonstrate a credible business model and… — Chanda Kochhar Copy Share Image
Business models that are relevant today are not relevant tomorrow and were not in existence yesterday. — Chanda Kochhar Copy Share Image
Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought… — Chanda Kochhar Copy Share Image
Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and… — Chanda Kochhar Copy Share Image
An entrepreneur, whether man or woman, has to be willing to take help, whether financial or technical, to grow his or her… — Chanda Kochhar Copy Share Image
Any of our businesses will not exist in the form that is today, will not exist in the same form one year… — Chanda Kochhar Copy Share Image
Every business has to re-think their own business model and say does it meet this DSM test and do their products and… — Chanda Kochhar Copy Share Image
There are lots of India-related business which is nourished overseas. I mean India-related business that is done off-shore. There are lot of… — Chanda Kochhar Copy Share Image
As far as the banking industry is concerned - and I am sure it must be true for various industries as well… — Chanda Kochhar Copy Share Image
Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and… — Chanda Kochhar Copy Share Image
Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health… — Chanda Kochhar Copy Share Image
We have always said that over the medium and long term, we will disinvest some part of our holding in our major… — Chanda Kochhar Copy Share Image
The real underlying value comes if you can put a company back into a running state and it becomes a successful viable… — Chanda Kochhar Copy Share Image
Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the… — Chanda Kochhar Copy Share
What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various opportunities. — Chanda Kochhar Copy Share
I chose to be a working wife and mother. Why should I compromise on either? — Chanda Kochhar Copy Share
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take… — Chanda Kochhar Copy Share
I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the needs of… — Chanda Kochhar Copy Share
We have always said that over the medium and long term, we will disinvest some part of our holding in our major subsidiary companies,… — Chanda Kochhar Copy Share
It is important always to make full use of opportunities that come your way, and at the same time, it is important to not… — Chanda Kochhar Copy Share
I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives. — Chanda Kochhar Copy Share
Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to… — Chanda Kochhar Copy Share
Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels. — Chanda Kochhar Copy Share
I remember the reactions I got when we first visited factories to inspect the projects that we were funding. It was not easy for… — Chanda Kochhar Copy Share
India's growth drivers are actually two growth drivers. One is consumption, which arises out of our demographic advantage. And the other is the investments.… — Chanda Kochhar Copy Share
