Chanda Kochhar

Take destiny in your own hands.

— Chanda Kochhar

All my challenges have become opportunities.

— Chanda Kochhar

No one thing can change the face of any sector.

— Chanda Kochhar

Innovation is a necessity.

— Chanda Kochhar

Nobody likes high interest rates.

— Chanda Kochhar

I was good with numbers.

— Chanda Kochhar

I think everybody wants GST.

— Chanda Kochhar

Every entrepreneur, whether man or woman, should start with a robust business structure.

— Chanda Kochhar

It is always impossible to expect things getting done in 90 days.

— Chanda Kochhar

I have it all because my children did not whine and cry when I was not there.

— Chanda Kochhar

Payments banks can also act as business correspondents of other banks.

— Chanda Kochhar

Life comprises of both: opportunities as well as challenges.

— Chanda Kochhar

Only if you aspire for more will you achieve more.

— Chanda Kochhar

Don't cut corners or compromise to achieve your dreams.

— Chanda Kochhar

I take all the stress on myself so everyone else can work without stress.

— Chanda Kochhar

We need to take the country in the right direction, whether it is around administrative policy decisions or legislative changes or ensuring…

— Chanda Kochhar

The issue of access to growth capital is common to all entrepreneurs. Any entrepreneur who can demonstrate a credible business model and…

— Chanda Kochhar

The Indian banking industry has always been full of competition, and there is enough room for growth.

— Chanda Kochhar

As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that…

— Chanda Kochhar

My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.

— Chanda Kochhar

Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the…

— Chanda Kochhar

Make sure you have that conviction to do what you know is right, and once you have it, don't let skeptics distract…

— Chanda Kochhar

It is crucial to bridge the critical gap between manpower availability and employability by providing sustainable livelihood opportunities for all to grow…

— Chanda Kochhar

We believe that rural India is going to be the next driver of growth. You cannot make money overnight there, as you…

— Chanda Kochhar

Remember that relationships are important and have to be nurtured and cherished. Also keep in mind that a relationship is a two…

— Chanda Kochhar

I remember the reactions I got when we first visited factories to inspect the projects that we were funding. It was not…

— Chanda Kochhar

What we see is that we actually have digital channels through which the customers interact, but we also take the absolute brick…

— Chanda Kochhar

What I was told by my parents was that, you know, take this inhibition out whether you're a girl or a boy.…

— Chanda Kochhar

Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit…

— Chanda Kochhar

When commercial banking opened up for the private sector, I set up the retail-banking division for ICICI and grew it substantially. I…

— Chanda Kochhar

Mark-to-market losses are not real loss. It's a notional loss. What we can monitor is the credit quality of the underlying papers.…

— Chanda Kochhar

The growth that we are targeting for our bank is in line with the banking industry.

— Chanda Kochhar

Don't give up on something just because you think you can't do it.

— Chanda Kochhar

All three of us - two sisters and a brother - were brought up with an emphasis on academics.

— Chanda Kochhar

You can maintain work-life balance even while pursuing careers.

— Chanda Kochhar

I chose to be a working wife and mother. Why should I compromise on either?

— Chanda Kochhar

We have to always set an aspiration for ourselves and then strive to get there.

— Chanda Kochhar

Practise and practise to make your dreams turn into reality.

— Chanda Kochhar

When I moved from corporate to consumer banking, I brought a lot of synergy with me.

— Chanda Kochhar

Remember to be sensitive to the feelings of people around you.

— Chanda Kochhar