Rising incomes and positive demographics will provide opportunities for retail financial services in India. — Chanda Kochhar Financial services Copy Share Image
It's not that the regulator doesn't want the banking industry to grow. The growth of the industry has always been in relation… — Chanda Kochhar Copy Share Image
Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health… — Chanda Kochhar Copy Share Image
What is important for a leader is that you walk in a stable manner in your own shoes and do not trip. — Chanda Kochhar Copy Share Image
I believe that India's long-term growth story is strong, and foreign investors are keen to be a part of it. — Chanda Kochhar Copy Share Image
We believe that rural India is going to be the next driver of growth. You cannot make money overnight there, as you… — Chanda Kochhar Copy Share Image
Remember that relationships are important and have to be nurtured and cherished. Also keep in mind that a relationship is a two… — Chanda Kochhar Mind Copy Share Image
I remember the reactions I got when we first visited factories to inspect the projects that we were funding. It was not… — Chanda Kochhar Copy Share Image
When commercial banking opened up for the private sector, I set up the retail-banking division for ICICI and grew it substantially. I… — Chanda Kochhar Copy Share Image
What we see is that we actually have digital channels through which the customers interact, but we also take the absolute brick… — Chanda Kochhar Copy Share Image
What I was told by my parents was that, you know, take this inhibition out whether you're a girl or a boy.… — Chanda Kochhar Dream Copy Share Image
Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit… — Chanda Kochhar Business Copy Share Image
The global market does not understand the India risk as well as we do, and therefore, we have the arbitrage facility of… — Chanda Kochhar Arbitrage Copy Share Image
If we look at India and the Indian demographics and the Indian consumer, I think the Indian consumer is going digital, social,… — Chanda Kochhar Copy Share Image
My father, in a way, was a mentor in the way he instilled the basic values and ethics in me. My mother… — Chanda Kochhar Ethics Copy Share Image
I always believe that, as you start out, while you should have a big dream - a big goal - but it's… — Chanda Kochhar Copy Share Image
We have to address impediments that stall implementation of projects and streamline the process to ensure smooth execution going forward. We need… — Chanda Kochhar Execution Copy Share Image
It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career… — Chanda Kochhar Attention Copy Share Image
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable… — Chanda Kochhar Copy Share Image
When we look at the credit growth, we should look at it in its totality. Let us not only look at the… — Chanda Kochhar Copy Share Image
My priorities are going to be to play a very balanced role in the sense that I have to keep an eye… — Chanda Kochhar Challenges Copy Share Image
Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and… — Chanda Kochhar Business Copy Share Image
The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we… — Chanda Kochhar Exams Copy Share Image
Aggression at a time when the economy was growing at substantial rates and the retail lending as an industry was growing at… — Chanda Kochhar Aggression Copy Share Image
I have always been saying that while - the legislative reforms are good, but there are so many low-hanging fruits that we… — Chanda Kochhar Direction Copy Share Image
While working hard for my career, I looked after my family and have been there for my mother and in-laws when they… — Chanda Kochhar Family Copy Share Image
I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the… — Chanda Kochhar Balance Copy Share Image
Even if it does not become cashless economy, it will become a less cash economy, and I think that itself is going… — Chanda Kochhar Achievement Copy Share Image
Rather than worrying about entities, we should worry about the trends in technology that may cause disruptions... if we get so paranoid… — Chanda Kochhar Copy Share Image
We don't understand the equity market well, and so we deploy funds in fixed-income securities, and like any other securities, investment in… — Chanda Kochhar Copy Share Image
ICICI has been a meritocracy. So, a huge amount a lot of responsibilities, big roles, challenges, have been given to women, not… — Chanda Kochhar Challenges Copy Share Image
I think I have it all. But I won't say that the credit for all that goes to me. I think the… — Chanda Kochhar Children Copy Share Image
