Life comprises of both: opportunities as well as challenges. — Chanda Kochhar Challenges Copy Share Image
It's very important to have the comfort of the regulator in every geography where you operate. — Chanda Kochhar Comfort Copy Share Image
The important source of finance is now commercial papers, bonds, and so on. — Chanda Kochhar Bonds Copy Share Image
The consolidation that we started in 2009 was clearly the requirement of that time. — Chanda Kochhar Copy Share Image
Punjab is central to our business strategy, and we are an active partner in the state's growth. — Chanda Kochhar Business Copy Share Image
Business models that are relevant today are not relevant tomorrow and were not in existence yesterday. — Chanda Kochhar Business Copy Share Image
We have a vision of a strong and prosperous India and an equally strong belief that this vision is achievable. — Chanda Kochhar Belief Copy Share Image
The whole thing of moving the currency through currency sorting and detection machines and so on that was the whole process actually… — Chanda Kochhar Copy Share Image
I think competition is good. It finally delivers the best value to the customer, and I think it keeps all the players… — Chanda Kochhar Copy Share Image
Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and… — Chanda Kochhar Copy Share Image
It's about maintaining balance. Plan better, be organised. I chose to be a working wife and mother. Why should I compromise on… — Chanda Kochhar Balance Copy Share Image
I learnt to always keep my mind open to new ideas and looked at each new assignment as an opportunity to learn… — Chanda Kochhar Education Copy Share Image
I think India's growth itself will give opportunities for Indian banks to become substantially bigger. — Chanda Kochhar Copy Share Image
One thing I would say about the Indian consumer is that as much change and as much technology, innovation that you offer… — Chanda Kochhar Change Copy Share Image
Every business has to re-think their own business model and say does it meet this DSM test and do their products and… — Chanda Kochhar Business Copy Share Image
The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and… — Chanda Kochhar Acceptance Copy Share Image
Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking… — Chanda Kochhar Balance Copy Share Image
It is important always to make full use of opportunities that come your way, and at the same time, it is important… — Chanda Kochhar Challenges Copy Share Image
Every quarter, we need to see the portfolio and follow the accounting practice of mark-to-market that values investments according to the prevailing… — Chanda Kochhar Copy Share Image
The restructuring theme can be of various kinds. Some amount of debt gets serviced out of cash flows, some gets back-ended and… — Chanda Kochhar Cash flow Copy Share Image
India did not innovate with the ATMs. But when we brought ATMs into India and made the machines talk in 15 regional… — Chanda Kochhar Computers Copy Share Image
Thankfully I have an ecosystem of in-laws, parents and husband, who are my rocks. — Chanda Kochhar Ecosystem Copy Share Image
Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us. — Chanda Kochhar Adaptability Copy Share Image
Investment in infrastructure is a long term requirement for growth and a long term factor that will make growth sustainable. — Chanda Kochhar Copy Share Image
To reap this demographic dividend, we need to enable the youth to acquire skills required to get the job or become self-employed. — Chanda Kochhar Copy Share Image
What my parents believed was that, you know, the best wealth they could give to us children was to educate us and,… — Chanda Kochhar Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that… — Chanda Kochhar Business Copy Share Image
Our parents treated all three of us - two sisters and a brother - equally. When it came to education, or our… — Chanda Kochhar Brotherhood Copy Share Image
Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it. — Chanda Kochhar Challenge Copy Share Image
We actually probably do nothing very special for women. But what we do in a very special manner is to remain an… — Chanda Kochhar Feminism Copy Share Image
ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere. — Chanda Kochhar Copy Share Image
Normally, we define banks as being either retail or corporate, but ICICI transformed itself from a corporate bank into a retail bank… — Chanda Kochhar Copy Share Image
We need to take the country in the right direction, whether it is around administrative policy decisions or legislative changes or ensuring… — Chanda Kochhar Country Copy Share Image
The issue of access to growth capital is common to all entrepreneurs. Any entrepreneur who can demonstrate a credible business model and… — Chanda Kochhar Business Copy Share Image
The Indian banking industry has always been full of competition, and there is enough room for growth. — Chanda Kochhar Banking Copy Share Image
