My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate. — Chanda Kochhar Belief Copy Share Image
As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that… — Chanda Kochhar Copy Share Image
It is crucial to bridge the critical gap between manpower availability and employability by providing sustainable livelihood opportunities for all to grow… — Chanda Kochhar Copy Share Image
Over the years, we have financed projects in core industrial sectors like steel, cement, aluminium and petrochemicals, and in manufacturing sectors like… — Chanda Kochhar Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. — Chanda Kochhar Business Copy Share Image
Make sure you have that conviction to do what you know is right, and once you have it, don't let skeptics distract… — Chanda Kochhar Conviction Copy Share Image
Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the… — Chanda Kochhar Copy Share Image
What's important is that we see each year what the opportunities are, and make use of the opportunity. — Chanda Kochhar Copy Share Image
As far as the banking industry is concerned - and I am sure it must be true for various industries as well… — Chanda Kochhar Business Copy Share Image
Let me talk about what the banks are doing, and I think the banks have been working to make sure that, as… — Chanda Kochhar Banks Copy Share Image
If there is a course that is quant-oriented, you need to focus on that, but if it is a course that is… — Chanda Kochhar Examinations Copy Share Image
Our large size, capital base, robust funding profile, extensive distribution network, diversified portfolio, presence across the financial services sector, and leadership in… — Chanda Kochhar Economics Copy Share Image
There are lots of India-related business which is nourished overseas. I mean India-related business that is done off-shore. There are lot of… — Chanda Kochhar Being Copy Share Image
Mark-to-market losses are not real loss. It's a notional loss. What we can monitor is the credit quality of the underlying papers.… — Chanda Kochhar Credit Copy Share Image
India's growth drivers are actually two growth drivers. One is consumption, which arises out of our demographic advantage. And the other is… — Chanda Kochhar Copy Share Image
As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet… — Chanda Kochhar Balance Copy Share Image
We have always said that over the medium and long term, we will disinvest some part of our holding in our major… — Chanda Kochhar Copy Share Image
When we in our sector talk of the adoption of Indian consumers to new products and innovative ways of doing banking, they… — Chanda Kochhar Copy Share Image
I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives. — Chanda Kochhar Copy Share Image
In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. Innovation… — Chanda Kochhar Country Copy Share Image
Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels. — Chanda Kochhar Difference Copy Share Image
When people come and invest in India, they invest on a certain premise, and the fact that the very premise can change… — Chanda Kochhar Change Copy Share Image
The real underlying value comes if you can put a company back into a running state and it becomes a successful viable… — Chanda Kochhar Copy Share Image
There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it. — Chanda Kochhar Copy Share Image
I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal. — Chanda Kochhar Copy Share Image
I thought work and family complete life. Aarti's enthusiasm and energy levels made me realise that life can be even more wholesome… — Chanda Kochhar Complete life Copy Share Image
We are monitoring the global companies on a daily basis, and their rating continues to be investment grade. We will take immediate… — Chanda Kochhar Action Copy Share Image
Clearly, for an organization to move on, it is the job of the leader to be that sponge that takes the stress… — Chanda Kochhar Copy Share Image
We have no exposure in Europe and not made any finances to the companies there. So the question of Greek debt crisis… — Chanda Kochhar Copy Share Image
If you look at the numbers from 2002 to 2016, we have consistently been market leaders. We have followed a well-articulated strategy,… — Chanda Kochhar Copy Share Image
An entrepreneur, whether man or woman, has to be willing to take help, whether financial or technical, to grow his or her… — Chanda Kochhar Business Copy Share Image
I think we have to pick up some sectors where we can make India the global hub in the entire value chain,… — Chanda Kochhar Copy Share Image
A demography that is digitising rapidly, and the potential to invest in infrastructure, are the key strengths of India. — Chanda Kochhar Demography Copy Share Image
Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like… — Chanda Kochhar Copy Share Image
What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various… — Chanda Kochhar Copy Share Image
We have to understand that India is a complex country. Everything takes time for the real impact to get translated to the… — Chanda Kochhar Country Copy Share Image
When I moved from consumer banking to international banking, I thought I brought a lot of insights from India we could implement… — Chanda Kochhar Banking Copy Share Image
She worked hard till she saw all of us through college and we became independent. I never knew that my mother had… — Chanda Kochhar Belief Copy Share Image
I think it's important to celebrate your successes. It's important to feel happy about them, but it's equally important to look forward… — Chanda Kochhar Copy Share Image
Getting small things like Visa or driving licence should be made easier as we, in financial service sectors, are dealing with financial… — Chanda Kochhar Driving Copy Share Image
