Certificates Quote by Jane Bryant Quinn
“You don't date an annuity, you marry it. An annuity isn't a mutual fund that you buy today and sell tomorrow. Nor is it a certificate of deposit, ready for any new use at maturity. When you buy an annuity, you are making (or ought to be making) a 15- or 20-year commitment, at least.”
About This Quote
Source Article: "Understanding Annuities", Financial Times, 2019
Annuities require long‑term commitment, unlike easily traded investments; they’re a partnership, not a date.
In simple terms: Annuities are a long‑term commitment, not a quick purchase.
Key Takeaway
Treat annuities as a long‑term partnership.
Themes
finance
investing
planning
commitment
Mood
cautious
analytical
Type
educational
advisory
When to use this quote
- retirement planning
- wealth preservation
- income strategy
- financial security
Key Concepts
time value
risk management
cash flow stability
Questions to Reflect On
- Are you prepared for a 15‑20 year commitment?
- How does an annuity fit your overall portfolio?
A Different Perspective
Liquidity is limited; early withdrawal may incur penalties.
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