I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal. — Chanda Kochhar Always Copy Share Image
There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it. — Chanda Kochhar Around Copy Share Image
The real underlying value comes if you can put a company back into a running state and it becomes a successful viable… — Chanda Kochhar Back Copy Share Image
When people come and invest in India, they invest on a certain premise, and the fact that the very premise can change… — Chanda Kochhar Change Copy Share Image
Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels. — Chanda Kochhar Difference Copy Share Image
If there is a course that is quant-oriented, you need to focus on that, but if it is a course that is… — Chanda Kochhar Examinations Copy Share Image
Let me talk about what the banks are doing, and I think the banks have been working to make sure that, as… — Chanda Kochhar Banks Copy Share Image
As far as the banking industry is concerned - and I am sure it must be true for various industries as well… — Chanda Kochhar Business Copy Share Image
India did not innovate with the ATMs. But when we brought ATMs into India and made the machines talk in 15 regional… — Chanda Kochhar Computers Copy Share Image
The restructuring theme can be of various kinds. Some amount of debt gets serviced out of cash flows, some gets back-ended and… — Chanda Kochhar Cash flow Copy Share Image
Every quarter, we need to see the portfolio and follow the accounting practice of mark-to-market that values investments according to the prevailing… — Chanda Kochhar Accounting Copy Share Image
It is important always to make full use of opportunities that come your way, and at the same time, it is important… — Chanda Kochhar Challenges Copy Share Image
Even if it does not become cashless economy, it will become a less cash economy, and I think that itself is going… — Chanda Kochhar Achievement Copy Share Image
I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the… — Chanda Kochhar Balance Copy Share Image
While working hard for my career, I looked after my family and have been there for my mother and in-laws when they… — Chanda Kochhar Family Copy Share Image
I have always been saying that while - the legislative reforms are good, but there are so many low-hanging fruits that we… — Chanda Kochhar Direction Copy Share Image
Aggression at a time when the economy was growing at substantial rates and the retail lending as an industry was growing at… — Chanda Kochhar Aggression Copy Share Image
The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we… — Chanda Kochhar Exams Copy Share Image
Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and… — Chanda Kochhar Business Copy Share Image
My priorities are going to be to play a very balanced role in the sense that I have to keep an eye… — Chanda Kochhar Challenges Copy Share Image
I think I have it all. But I won't say that the credit for all that goes to me. I think the… — Chanda Kochhar Children Copy Share Image
ICICI has been a meritocracy. So, a huge amount a lot of responsibilities, big roles, challenges, have been given to women, not… — Chanda Kochhar Challenges Copy Share Image
We don't understand the equity market well, and so we deploy funds in fixed-income securities, and like any other securities, investment in… — Chanda Kochhar Accounting Copy Share Image
Rather than worrying about entities, we should worry about the trends in technology that may cause disruptions... if we get so paranoid… — Chanda Kochhar Exist Copy Share Image
My father, in a way, was a mentor in the way he instilled the basic values and ethics in me. My mother… — Chanda Kochhar Ethics Copy Share Image
If we look at India and the Indian demographics and the Indian consumer, I think the Indian consumer is going digital, social,… — Chanda Kochhar Everything Copy Share Image
The global market does not understand the India risk as well as we do, and therefore, we have the arbitrage facility of… — Chanda Kochhar Arbitrage Copy Share Image
When we look at the credit growth, we should look at it in its totality. Let us not only look at the… — Chanda Kochhar Bank Copy Share Image
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable… — Chanda Kochhar Comfortable Copy Share Image
It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career… — Chanda Kochhar Attention Copy Share Image
We have to address impediments that stall implementation of projects and streamline the process to ensure smooth execution going forward. We need… — Chanda Kochhar Execution Copy Share Image
I always believe that, as you start out, while you should have a big dream - a big goal - but it's… — Chanda Kochhar Believe Copy Share Image
