Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like… — Chanda Kochhar Back Copy Share Image
It's about maintaining balance. Plan better, be organised. I chose to be a working wife and mother. Why should I compromise on… — Chanda Kochhar Balance Copy Share Image
Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and… — Chanda Kochhar Always Copy Share Image
I think India's growth itself will give opportunities for Indian banks to become substantially bigger. — Chanda Kochhar Give Copy Share Image
I learnt to always keep my mind open to new ideas and looked at each new assignment as an opportunity to learn… — Chanda Kochhar Education Copy Share Image
We have a vision of a strong and prosperous India and an equally strong belief that this vision is achievable. — Chanda Kochhar Belief Copy Share Image
The whole thing of moving the currency through currency sorting and detection machines and so on that was the whole process actually… — Chanda Kochhar Actually Copy Share Image
I think competition is good. It finally delivers the best value to the customer, and I think it keeps all the players… — Chanda Kochhar Best Copy Share Image
Even if it does not become cashless economy, it will become a less cash economy, and I think that itself is going… — Chanda Kochhar Achievement Copy Share Image
My priorities are going to be to play a very balanced role in the sense that I have to keep an eye… — Chanda Kochhar Challenges Copy Share Image
The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we… — Chanda Kochhar Exams Copy Share Image
Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and… — Chanda Kochhar Business Copy Share Image
Our large size, capital base, robust funding profile, extensive distribution network, diversified portfolio, presence across the financial services sector, and leadership in… — Chanda Kochhar Economics Copy Share Image
There are lots of India-related business which is nourished overseas. I mean India-related business that is done off-shore. There are lot of… — Chanda Kochhar Being Copy Share Image
It is important always to make full use of opportunities that come your way, and at the same time, it is important… — Chanda Kochhar Challenges Copy Share Image
The restructuring theme can be of various kinds. Some amount of debt gets serviced out of cash flows, some gets back-ended and… — Chanda Kochhar Cash flow Copy Share Image
You have to handle the challenges and emerge stronger from them, rather than allow them to bog you down. — Chanda Kochhar Allow Copy Share Image
Moving from corporate banking to retail banking to international banking to supervisory roles has meant completely reinventing myself. — Chanda Kochhar Banking Copy Share Image
We need to start work with the idea that we're going to learn every day. I learn, even at my position, every… — Chanda Kochhar Art work Copy Share Image
We believe the new banks will complement the existing banking system, and there will be opportunities for players to identify mutually beneficial… — Chanda Kochhar Banking system Copy Share Image
In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. — Chanda Kochhar Country Copy Share Image
Business models that are relevant today are not relevant tomorrow and were not in existence yesterday. — Chanda Kochhar Business Copy Share Image
ICICI Bank was the first bank to recalibrate its ATMs for 2000 and then also for 500 rupee notes, and now we… — Chanda Kochhar Bank Copy Share Image
The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the… — Chanda Kochhar Economic growth Copy Share Image
Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought… — Chanda Kochhar Ahead Copy Share Image
My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate. — Chanda Kochhar Belief Copy Share Image
As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that… — Chanda Kochhar Answer Copy Share Image
Over the years, we have financed projects in core industrial sectors like steel, cement, aluminium and petrochemicals, and in manufacturing sectors like… — Chanda Kochhar Industrial Copy Share Image
It is crucial to bridge the critical gap between manpower availability and employability by providing sustainable livelihood opportunities for all to grow… — Chanda Kochhar Availability Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. — Chanda Kochhar Business Copy Share Image
Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the… — Chanda Kochhar Aim Copy Share Image
Make sure you have that conviction to do what you know is right, and once you have it, don't let skeptics distract… — Chanda Kochhar Conviction Copy Share Image
We need to take the country in the right direction, whether it is around administrative policy decisions or legislative changes or ensuring… — Chanda Kochhar Country Copy Share Image
The issue of access to growth capital is common to all entrepreneurs. Any entrepreneur who can demonstrate a credible business model and… — Chanda Kochhar Business Copy Share Image
The Indian banking industry has always been full of competition, and there is enough room for growth. — Chanda Kochhar Banking Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that… — Chanda Kochhar Business Copy Share Image
Our parents treated all three of us - two sisters and a brother - equally. When it came to education, or our… — Chanda Kochhar Brotherhood Copy Share Image
Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it. — Chanda Kochhar Challenge Copy Share Image
We actually probably do nothing very special for women. But what we do in a very special manner is to remain an… — Chanda Kochhar Feminism Copy Share Image
ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere. — Chanda Kochhar Always Copy Share Image
