If you take existing ideas and make them affordable and scalable, you substantially change business models. — Chanda Kochhar Business Copy Share Image
When people come and invest in India, they invest on a certain premise, and the fact that the very premise can change… — Chanda Kochhar Change Copy Share Image
If we look at India and the Indian demographics and the Indian consumer, I think the Indian consumer is going digital, social,… — Chanda Kochhar Everything Copy Share Image
It's about maintaining balance. Plan better, be organised. I chose to be a working wife and mother. Why should I compromise on… — Chanda Kochhar Balance Copy Share Image
Don't give up on something just because you think you can't do it. — Chanda Kochhar Don-t-give-up Copy Share Image
When we look at the credit growth, we should look at it in its totality. Let us not only look at the… — Chanda Kochhar Bank Copy Share Image
Rather than worrying about entities, we should worry about the trends in technology that may cause disruptions... if we get so paranoid… — Chanda Kochhar Exist Copy Share Image
If there is a course that is quant-oriented, you need to focus on that, but if it is a course that is… — Chanda Kochhar Focus Copy Share Image
Mark-to-market losses are not real loss. It's a notional loss. — Chanda Kochhar Death Copy Share Image
A demography that is digitising rapidly, and the potential to invest in infrastructure, are the key strengths of India. — Chanda Kochhar India Copy Share Image
Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like… — Chanda Kochhar Back Copy Share Image
Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it. — Chanda Kochhar Challenge Copy Share Image
The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the… — Chanda Kochhar Economic growth Copy Share Image
As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet… — Chanda Kochhar Balance Copy Share Image
Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit… — Chanda Kochhar Business Copy Share Image
If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that… — Chanda Kochhar Business Copy Share Image
There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it. — Chanda Kochhar Around Copy Share Image
We need to start work with the idea that we're going to learn every day. I learn, even at my position, every… — Chanda Kochhar Art work Copy Share Image
Every business has to re-think their own business model and say does it meet this DSM test and do their products and… — Chanda Kochhar Business Copy Share Image
My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate. — Chanda Kochhar Belief Copy Share Image
I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal. — Chanda Kochhar Always Copy Share Image