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Quote by Ray Dalio

“Remember that almost everything will take more time and cost more money than you expect.” quote by Ray Dalio
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““Remember that almost everything will take more time and cost more money than you expect.””

Ray Dalio

About This Quote

Most projects exceed initial time and budget estimates, so expect delays and extra costs.

In simple terms: Projects usually take longer and cost more than expected.

Key Takeaway

Plan for extra time and money.

Themes

project management budgeting risk planning

Mood

pragmatic cautious

Type

business inspirational

When to use this quote

  • product development
  • construction
  • event planning
  • software rollout

Key Concepts

uncertainty contingency planning

Questions to Reflect On

  • How do you balance realistic estimates with optimism?
  • What buffers help manage overruns?
A Different Perspective

Over‑planning can waste resources.

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