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Borrow Quote by Oscar Wilde

“Always borrow money from a pessimist. He won't expect it back.” quote by Oscar Wilde
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“Always borrow money from a pessimist. He won't expect it back.”

Oscar Wilde

About This Quote

Source Aphorism: Collected Works, 1891

Lend money to pessimists because they doubt repayment, making it a low‑risk loan.

In simple terms: Lend to pessimists; they won’t expect repayment.

Key Takeaway

Lend to pessimists.

Themes

finance risk psychology humor

Mood

witty cynical

Type

aphorism humor

When to use this quote

  • Investing
  • personal loans
  • business negotiations

Key Concepts

Pessimism trust financial strategy

Questions to Reflect On

  • Is it ethical to exploit doubt?
  • What are the long‑term effects?
A Different Perspective

Pessimists may still default; moral hazard.

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