“In the developing world, they don't have smartphones yet. They have the older plastic phones, but women are saving money on those, because they don't have access to banks. Having that access to digital money changes everything for her because she actually doesn't have to negotiate with her husband, which she will tell you is very hard in these circumstances, especially when the means are meager. She's expected to have money to pay for the kids' health or to help with the school fees.”
![“We make them [kids] earn the stuff they want. They're not going to play with their iPad today unless they do their chores.” quote by Julie Bowen](https://sms4smile.com/quotes/img-quotes/278/julie-bowen-9599_chores_we-make-them-kids-earn-the-stuff-they-wa_693349.jpg)
