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Federal government Quote by Matthew Desmond

“For the first time in the history of America, New Deal policies made homeownership a real possibility for white families, but black families were denied these benefits when the federal government deemed their neighborhoods too risky for insured mortgages and officials loyal to Jim Crow blocked…” quote by Matthew Desmond
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““For the first time in the history of America, New Deal policies made homeownership a real possibility for white families, but black families were denied these benefits when the federal government deemed their neighborhoods too risky for insured mortgages and officials loyal to Jim Crow blocked black veterans from using GI mortgages.20 Over three centuries of systematic dispossession from the land created a semipermanent black rental class and an artificially high demand for inner-city apartments.21””

Matthew Desmond

About This Quote

Source Book: The Color of Law, 2017

Redlining and discriminatory policies created lasting racial housing inequality and a persistent rental class.

In simple terms: Racial housing policies caused lasting inequality.

Key Takeaway

Address systemic housing discrimination.

Themes

housing inequality racial injustice policy impact

Mood

analytical serious

Type

historical policy educational

When to use this quote

  • urban planning
  • policy reform
  • community advocacy
  • historical research

Key Concepts

systemic racism economic segregation

Questions to Reflect On

  • What policies can reverse historic housing inequities?
  • How can communities rebuild trust after redlining?
A Different Perspective

Changing laws alone may not erase entrenched disparities.

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