[On gender-rating by insurance companies:] They say the…
![“[On gender-rating by insurance companies:] They say the reason they get to charge more is we have children. I would say having children is a socially useful act. Being female is not a preexisting condition.” quote by Gloria Steinem](https://sms4smile.com/q/i/99d/gloria-steinem-277_children_on-gender-rating-by-insurance-companies_2185788.jpg)
“[On gender-rating by insurance companies:] They say the reason they get to charge more is we have children. I would say having children is a socially useful act. Being female is not a preexisting condition.”
About This Quote
This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.
She argues that charging higher insurance premiums for women because they may have children is unfair, as motherhood is a socially valuable role, not a preexisting condition.
In simple terms: Insurance should not penalize women for having children.
Key Takeaway
Advocate for gender‑fair insurance policies.
Themes
equality
healthcare
gender bias
Mood
determined
advocative
Type
policy
ethical
When to use this quote
- policy debates
- legislative reform
- public health advocacy
Key Concepts
insurance underwriting
social value of motherhood
preexisting conditions
Questions to Reflect On
- Should risk be assessed without gender bias?
- How to value socially beneficial roles in insurance?
A Different Perspective
Insurance companies may claim actuarial risk differences.