Care Quote by Roy Blunt
“I think one of the lessons we should have learned from what's happened with the current plan is that there is insurance coverage, but there is not really, many times, access to health care. If you have these high deductibles, there is every - there is a disincentive to get the policy, because you would have to pay another - I think the average of deductible policies on the individual market.”
About This Quote
Source Speech: Congressional Testimony on Health Insurance, 2023
Insurance may exist, but high deductibles discourage people from actually using health care, creating a gap between coverage and access.
In simple terms: Coverage alone isn’t enough when costs are too high.
Key Takeaway
Address cost barriers to make coverage usable.
Themes
health policy
insurance
access
cost barriers
behavioral economics
Mood
concerned
analytical
Type
policy
analytical
critical
When to use this quote
- individual market
- employer plans
- low‑income patients
- preventive care
Key Concepts
deductibles
risk pooling
adverse selection
health equity
Questions to Reflect On
- How can policy reduce deductible disincentives?
- What alternatives exist for affordable care?
A Different Perspective
Even with coverage, people may avoid care due to out‑of‑pocket costs.
