“For which of us, intending to build a house, does not sit down first and count the cost? whether we may have enough to finish it; or less perhaps, after we have laid the foundation and is not able to finish, all those people seeing begin to mock us, saying, this man began to build and was not able to finish. We become the butt of all their jokes, because we weren't prudent enough or shrewd in the management of our practical affairs !!”