Taavet Hinrikus

When a new hire is afraid to roll up their sleeves and get things done, it's a clear sign it's not going…

— Taavet Hinrikus

There are so many instances in banking where 'free' simply doesn't mean free, whether it's opaque overdraft charges or credit card providers…

— Taavet Hinrikus

Building a business is a marathon, not a sprint. I don't believe it when people tell me they've been working 80-hour weeks…

— Taavet Hinrikus

In 2011, when we launched TransferWise, it was our frustration with banks not giving us what we wanted or needed as customers.…

— Taavet Hinrikus

Scaling a business at speed can feel like an out of control roller-coaster.

— Taavet Hinrikus

The financial crisis of 2008 created a seismic shift in the dynamics of trust in financial services. FinTech would have happened without…

— Taavet Hinrikus

Costs should always be presented up front so that consumers can make informed choices and get a fairer deal.

— Taavet Hinrikus

Securing and attracting the best talent is an obsession in the tech industry for good reason. It's your main asset; it's your…

— Taavet Hinrikus

Historically, people have flocked to Silicon Valley because of the belief that that's where the latest innovation is happening. It's a snowball…

— Taavet Hinrikus

Sometimes, companies are better placed than politicians and governments to make change happen. That doesn't mean that they should not be held…

— Taavet Hinrikus

A preoccupation with job title is an immediate giveaway that someone's priorities are not in line with the company's.

— Taavet Hinrikus

The growth of FinTech has been driven by adoption across age groups, but the demand from the millennial generation to innovate and…

— Taavet Hinrikus

As consumers in general, and with Millennials in particular, we're getting used to everything being cheaper, faster, better - and banks aren't…

— Taavet Hinrikus

There's always been a lot of interest in the tech community about how to foster innovation and creativity - both within a…

— Taavet Hinrikus

Traditional consumer finance has been unfair for decades. Banks have had a monopoly on financial services and have been able to overcharge…

— Taavet Hinrikus

Without immigration, nations would stagnate. It is key for innovation and for economic growth.

— Taavet Hinrikus

Most of my time at Skype was spent doing new things.

— Taavet Hinrikus

The world is becoming more global. More than ever, people are proactively deciding where to live, where to study, where to work.…

— Taavet Hinrikus

The attitude to failure is one of the characteristics that's often called out as the difference between the U.S. and Europe. And…

— Taavet Hinrikus

I think that's the beauty of being a private company: you get to choose when you disclose something. You can play it…

— Taavet Hinrikus

Large incumbents become big and sometimes become lazy and set themselves up for failure in the future.

— Taavet Hinrikus

Most banks tell their customers that they only pay a small upfront fee for international payments. But in reality, customers pay much…

— Taavet Hinrikus

Maybe I think too highly of myself, but I think maybe sometimes I can give some good advice - sometimes bad advice,…

— Taavet Hinrikus

There's one thing a CEO should always keep at the front of their mind, and that's customer needs.

— Taavet Hinrikus

The world is getting smaller thanks to technology.

— Taavet Hinrikus