Brad Garlinghouse

I had been exposed to bitcoin early. I thought the consumer application of it felt, to me, further away. I thought there…

— Brad Garlinghouse

To be candid, I think, in retrospect, it was a mistake to work at AOL when I did. I think I had…

— Brad Garlinghouse

What xRapid allows you to do is to have real-time liquidity.

— Brad Garlinghouse

Whether you talk about Africa or underbanked communities, these are all examples where Ripple can change the way society works.

— Brad Garlinghouse

Governments aren't going to go away; banks aren't going to go away.

— Brad Garlinghouse

You should empower the creativity of others.

— Brad Garlinghouse

There is a lot of volatility in the digital asset market broadly, and certainly that is true in the bitcoin market. It's…

— Brad Garlinghouse

I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might…

— Brad Garlinghouse

Blockchain is like the new big data or AI - too many people are using it as a buzzword and not focused…

— Brad Garlinghouse

I'm a big fan of what Salesforce has achieved.

— Brad Garlinghouse

Blockchain technologies will change transactions in a broad way.

— Brad Garlinghouse

To me, if we're not failing a little bit, we're not trying hard enough. I think great cultures encourage risk and are…

— Brad Garlinghouse

Ripple is focused on enabling a global network of financial institutions to use our software to create what we call the Internet…

— Brad Garlinghouse

The thing I think is often misunderstood about Ripple is people say, 'Oh, Ripple is a centralized platform.' To me, this is…

— Brad Garlinghouse

I think what Ripple is doing is not just, 'Hey, how do we enable banks' - it's a broader effort in how…

— Brad Garlinghouse

There are a lot of really fabulous things that get done with digital assets and blockchain technologies to reduce friction, to reduce…

— Brad Garlinghouse

Family is my fun.

— Brad Garlinghouse

If the cryptocurrency market overall or a digital asset is solving a problem, it's going to drive some value.

— Brad Garlinghouse

The revolution of blockchain is not going to happen from outside the system; it's going to happen from within the system.

— Brad Garlinghouse

People who know me know that I'm a rabid fan of the Kansas Jayhawks. My quirky habit is that every Kansas game…

— Brad Garlinghouse

If Ripple as a company went away, XRP would continue to trade. To me, that's the definition of decentralization.

— Brad Garlinghouse

Some of the people at Ripple I think are truly the smartest people I've ever worked with in my career, which makes…

— Brad Garlinghouse

In 2017, people have realized there isn't going to be one crypto to rule them all. You're seeing vertical solutions where XRP…

— Brad Garlinghouse

If a business has to be told that it needs more focus, accountability and decisiveness, there is a bigger problem at hand.

— Brad Garlinghouse

If the asset solves a real problem for a real customer, then there'll be value in the asset.

— Brad Garlinghouse