““In the past, we got to know others because we had no option but to ask them for help – and were ourselves asked for help in turn. Charity was an integral part of premodern life. It was impossible to avoid moments when we would have to request money from a near-stranger or to hand it out to a vagabond beggar in a world without a health-care system, unemployment insurance, public housing or consumer banking. The approach on the street of a sick, frail, confused or homeless person did not immediately inspire passers-by to look away and assume that a government agency would take care of the problem.””