Creating a new country from scratch has given Estonia the license to imagine what a country could be. — Taavet Hinrikus Copy Share Image
When a new hire is afraid to roll up their sleeves and get things done, it's a clear sign it's not going to work… — Taavet Hinrikus Copy Share Image
There are so many instances in banking where 'free' simply doesn't mean free, whether it's opaque overdraft charges or credit card providers that are… — Taavet Hinrikus Copy Share Image
Building a business is a marathon, not a sprint. I don't believe it when people tell me they've been working 80-hour weeks for five… — Taavet Hinrikus Copy Share Image
In 2011, when we launched TransferWise, it was our frustration with banks not giving us what we wanted or needed as customers. The motivation… — Taavet Hinrikus Copy Share Image
Scaling a business at speed can feel like an out of control roller-coaster. — Taavet Hinrikus Copy Share Image
The financial crisis of 2008 created a seismic shift in the dynamics of trust in financial services. FinTech would have happened without the global… — Taavet Hinrikus Copy Share Image
Costs should always be presented up front so that consumers can make informed choices and get a fairer deal. — Taavet Hinrikus Copy Share Image
Securing and attracting the best talent is an obsession in the tech industry for good reason. It's your main asset; it's your edge. — Taavet Hinrikus Copy Share Image
Historically, people have flocked to Silicon Valley because of the belief that that's where the latest innovation is happening. It's a snowball effect. — Taavet Hinrikus Copy Share Image
Sometimes, companies are better placed than politicians and governments to make change happen. That doesn't mean that they should not be held to account… — Taavet Hinrikus Copy Share Image
A preoccupation with job title is an immediate giveaway that someone's priorities are not in line with the company's. — Taavet Hinrikus Copy Share Image
The growth of FinTech has been driven by adoption across age groups, but the demand from the millennial generation to innovate and think about… — Taavet Hinrikus Copy Share Image
As consumers in general, and with Millennials in particular, we're getting used to everything being cheaper, faster, better - and banks aren't keeping up. — Taavet Hinrikus Copy Share Image
There's always been a lot of interest in the tech community about how to foster innovation and creativity - both within a company but… — Taavet Hinrikus Copy Share Image
Traditional consumer finance has been unfair for decades. Banks have had a monopoly on financial services and have been able to overcharge and underserve… — Taavet Hinrikus Copy Share Image
