I urge you to live within your means. One cannot spend more than one earns and remain solvent. I promise you that you will then be happier than you would be if you were constantly worrying about how to make… — Thomas S. Monson Copy Share Image
I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard. — Michelle Singletary Copy Share Image
