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Always borrow money from a pessimist. He won't expect it…

“Always borrow money from a pessimist. He won't expect it back.” quote by Oscar Wilde
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“Always borrow money from a pessimist. He won't expect it back.”

Oscar Wilde

This quote is also attributed to SangFroid Stalker in other sources. Attributions for famous quotes are often disputed.

About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Lend money to pessimists because they doubt repayment, making it a low‑risk loan.

In simple terms: Lend to pessimists; they won’t expect repayment.

Key Takeaway

Lend to pessimists.

Themes

finance risk psychology humor

Mood

witty cynical

Type

aphorism humor

When to use this quote

  • Investing
  • personal loans
  • business negotiations

Key Concepts

Pessimism trust financial strategy

Questions to Reflect On

  • Is it ethical to exploit doubt?
  • What are the long‑term effects?
A Different Perspective

Pessimists may still default; moral hazard.

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