Banks get in trouble for one reason: They make bad loans.

I have done a lot of work for affordable housing, rental housing. I understand the rap on me and other liberals is, oh, we…

— Barney Frank

When you collect bad loans... you sure learn a lot about making good ones. You also learn a lot about the power of persuasion,…

— John Stumpf

“The bankers and financiers are badly overplaying their hands, again, and people are starting to catch on to the scam. Real wealth is tangible…

— Chris Martenson

Instead of abandoning competition and giving banks protected monopolies once again, the public would be better served by making it easier to close banks…

— Raghuram Rajan

I'm all in favor of banks that play their part in community endeavors, private individuals looking for loans, people who want to start up…

— Ian Anderson

Normally, banks record profits on loans only as they are repaid, whether they securitize the loans or hold them on their books.

— Alex Berenson

Like many other banks and finance companies, Green Tree used a process called securitization to resell its home loans to outside investors. Green Tree…

— Alex Berenson

“There is a defined gulf Between credit and character If you doubt this, ask any banker; He will advise that character is nice But…

— Evan Rhys

Commercial banks are very good for certain businesses, like loans and guarding other people's money. They're not great investors or entrepreneurs.

— John Gutfreund

Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans.

— Charles Duhigg

Nine of 10 whites in Chicago borrow from top-drawer banks and mortgage companies, which the industry calls prime lenders. They lend to people with…

— Bill Dedman

Banks were once places to hold money and were very careful in lending to finance families as they built a future - bought homes,…

— Elizabeth Warren

The S.B.A. does not lend directly to businesses, but instead backs loans to encourage banks to invest in small businesses as part of a…

— Karen Mills

“all loans, in the eyes of honest borrowers, must eventually he repaid. All credit is debt. Proposals for an increased volume of credit, therefore,…

— Henry Hazlitt

We like to joke that India has sick companies but rich promoters. Yet, even after the bad loans and non-payment of dues have turned…

— Sucheta Dalal