Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put… — Mark Zandi Copy Share Image
Potential home buyers have a two-step decision process. First, they determine whether they can afford to make a purchase - does their… — Mark Zandi Buyers Copy Share Image
President Obama's reelection started the countdown for lawmakers to address the fiscal cliff and the statutory debt limit. Unless the President and… — Mark Zandi Copy Share Image
The FHA's success provides strong evidence that government can and should play a role in the nation's mortgage finance system. It also… — Mark Zandi Economy Copy Share Image
A housing renaissance has begun. This may be hard to believe after the dizzying, six-year-long crash in home sales, construction and house… — Mark Zandi Copy Share Image
Global central banks are working hard to lift their economies through an aggressively easy monetary policy. The ECB [European Central Bank] and… — Mark Zandi Copy Share Image
It is hard to be enthusiastic about the economy's prospects when house prices are falling: Households spend less, small business owners can't… — Mark Zandi Business Copy Share Image
It is easy to be pessimistic. These are extraordinarily difficult times, and the collective psyche is teetering. But we are closer to… — Mark Zandi Copy Share Image
Now, I do think when we move into 2012 and '13 when, presumably, the economy is on firmer ground, I would allow… — Mark Zandi Copy Share Image
The Bush tax cuts should be extended permanently for families with annual incomes of less than $250,000 and should be phased out… — Mark Zandi Copy Share Image
No one should expect the value of their house to appreciate quickly - counting on your home to be a significant part… — Mark Zandi Copy Share Image
At the center of every recession is a serious imbalance in the economy and mirrored in the financial system. Think subprime mortgage… — Mark Zandi Copy Share Image
There is plenty of blame to go around for the U.S. housing bubble, but not much of it belongs to Fannie Mae… — Mark Zandi Copy Share Image
Investor demand for distressed property has been healthy, as rents rise to levels that can cover investors' costs while they wait for… — Mark Zandi Copy Share Image