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Avoiding Quote by Robert D. Hales

“All of us are responsible to provide for ourselves and our families in both temporal and spiritual ways. To provide providently, we must practice the principles of provident living: joyfully living within our means, being content with what we have, avoiding excessive debt, and diligently saving…” quote by Robert D. Hales
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“All of us are responsible to provide for ourselves and our families in both temporal and spiritual ways. To provide providently, we must practice the principles of provident living: joyfully living within our means, being content with what we have, avoiding excessive debt, and diligently saving and preparing for rainy-day emergencies. When we live providently, we can provide for ourselves and our families and also follow the Savior's example to serve and bless others.”

Robert D. Hales

About This Quote

Source Speech: General Conference, LDS Church, 2012

Provident living means managing resources wisely, staying within means, saving, and helping others, reflecting spiritual and practical responsibility.

In simple terms: Live wisely, save, help others.

Key Takeaway

Practice disciplined budgeting and generosity.

Themes

financial stewardship spiritual duty family care

Mood

thoughtful practical

Type

inspirational reflective

When to use this quote

  • personal finance
  • family planning
  • community service

Key Concepts

budgeting saving charitable giving contentment

Questions to Reflect On

  • What steps can you take to reduce debt?
  • How can you increase savings without sacrificing joy?
A Different Perspective

May be hard in high‑cost environments.

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