Avoiding Quote by Robert D. Hales
“All of us are responsible to provide for ourselves and our families in both temporal and spiritual ways. To provide providently, we must practice the principles of provident living: joyfully living within our means, being content with what we have, avoiding excessive debt, and diligently saving and preparing for rainy-day emergencies. When we live providently, we can provide for ourselves and our families and also follow the Savior's example to serve and bless others.”
About This Quote
Source Speech: General Conference, LDS Church, 2012
Provident living means managing resources wisely, staying within means, saving, and helping others, reflecting spiritual and practical responsibility.
In simple terms: Live wisely, save, help others.
Practice disciplined budgeting and generosity.
Themes
Mood
Type
When to use this quote
- personal finance
- family planning
- community service
Key Concepts
Questions to Reflect On
- What steps can you take to reduce debt?
- How can you increase savings without sacrificing joy?
May be hard in high‑cost environments.