““Paul does not teach a “faith alone” position, as I have sometimes heard it put. Rather, his is a “by faith alone” position. This is not just a verbal quibble; the “by” is all-important here. The faith by which sinners are justified, as it unites them to Christ and so secures for them all the benefits of salvation that there are in him, perseveres to the end and in persevering is never alone. Faith is, as Luther is reported to have said, “a busy little thing.”86””