““One day while I was apologizing to Serennah for not having the money to pay for something that she needed, she pointed out that our lack of finances has kept us humble. We do not have any high-maintenance spoiled brats in this household. We have never missed a meal; some of those blessed meals have consisted of beans and rice (nutritionally okay but harder for Kip to swallow), but we were still thankful. I told our kids that if you have never had your debit card denied while trying to make a purchase, you have not lived! I was joking at the time, but as I thought about it some more, I agreed with Serennah. These humbling moments keep us from getting too proud.””