Skip to content

Apps Quote by Michelle Singletary

“You don't need to waste money on a fancy program or app to do a basic budget. I've been using a simple Excel spreadsheet since 2005 to track my monthly budget.” quote by Michelle Singletary
Download Open image
“You don't need to waste money on a fancy program or app to do a basic budget. I've been using a simple Excel spreadsheet since 2005 to track my monthly budget.”

Michelle Singletary

About This Quote

Source Column: “The Simple Path to Budgeting”, 2018

Basic tools can effectively manage finances without costly tech.

In simple terms: Use Excel for budgeting.

Key Takeaway

Keep finances simple.

Themes

budgeting frugality DIY finance

Mood

practical encouraging

Type

instructional personal

When to use this quote

  • personal finance
  • small business
  • student budgeting

Key Concepts

spreadsheets financial literacy cost-saving

Questions to Reflect On

  • What simple tool could you start using?
  • How can you maintain consistency?
A Different Perspective

May not suit those needing automation.

4.0 out of 5 (7 ratings)

More by Michelle Singletary

Explore all 81 Michelle Singletary quotes

More Apps quotes

Browse all 162 Apps quotes