Capable Quote by Hedrick Smith
“One of the strongest lessons I learned in doing six months of work on retirement topic was how absolutely crucial the Social Security system is for the great mass of Americans. The research of professionals and our own reporting convinced me that many millions of people are not capable of effectively managing the finances for their own retirement.”
![“[The Community's] crosses and trials give me confidence. But I derive my hope above all, and most especially, from our utter incapacity, for it is always upon nothingness that God is pleased to rear His works. If at any day we accomplish some good here, the glory will certainly be His alone, since…” quote by Theodore Guerin](https://sms4smile.com/quotes/img-quotes/2b8/theodore-guerin-54729_accomplish_the-community-s-crosses-and-trials-give_7176.jpg)
