“In Western Europe, most countries have variations of the lifetime pension system for most workers so they are keeping the system that we are walking away from. By comparison, 50% of the American workforce is not offered any retirement plan by their employers. And of those who are offered a plan, roughly 25% do not choose to join. In other words, everything is voluntary, and that's one of the reasons our results are so perilous for most people.”
![“Geometry, which should only obey Physics, when united with it sometimes commands it. If it happens that the question which we wish to examine is too complicated for all the elements to be able to enter into the analytical comparison we wish to make, we separate the more inconvenient [elements], we…” quote by Jean le Rond d'Alembert](https://sms4smile.com/quotes/img-quotes/0d9/jean-le-rond-d-alembert-26487_able_geometry-which-should-only-obey-physics_6945.jpg)
