““For young people, it is never too early to plan for a good retirement. A lot of people don’t spend enough time to plan their life. To retire comfortably, you need financial independence, as you don’t want to compromise your lifestyle too much after you retire. You also need to establish a new social circle before your retirement, to keep yourself active and current. People who know you through work may not fit into your new lifestyle. You also need to cultivate a sustainable hobby to provide a sense of purpose. It is not advisable to nurture it after retirement, as it might not be what you are truly passionate about. Cultivate your garden early in life, fertilise it often and enjoy the fruits during retirement.””
