““Concerns about bankruptcy abuses prompted Congress to crack down in 2005, decades after it unlocked the bankruptcy door for the Boomers. Like George Orwell’s pigs, some bankrupts ended up being more equal than others. One of the 2005 law’s most significant changes made discharging student debt exceedingly difficult. The Boomers did not have to worry, as formerly generous subsidies meant they carried relatively little of such debt. Their children, however, carried quite a bit, with interest remitted to companies in which Boomers held shares. That was of no moment for the Boomer legislature. After 2005, student debt would fall into the same legal category as debts like criminal penalties and child support. A””
![“[Young people] can't do much with [student debt] other than try to figure out how to pay it down. They can't take jobs they want. They can't get the credit they would like to start a business. So we're going to refinance it, we're going move people into income-contingent repayment plans, we're…” quote by Hillary Clinton](https://sms4smile.com/quotes/img-quotes/6e0/hillary-clinton-51_business_young-people-can-t-do-much-with-student_2391482.jpg)
![“Since 1865, when the [Thirteenth] Amendment was passed, Black men were getting charged, set up, arrested, and convicted for the pettiest of offenses--like child support. They were getting harsher punishments and longer sentences than their white counterparts. That way, the cotton could still get…” quote by Amy Watkins](https://sms4smile.com/quotes/img-quotes/9a4/amy-watkins-140356_black-men_since-1865-when-the-thirteenth-amendment_484167.jpg)
