Don't react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if… — Dave Ramsey Copy Share Image
It takes some discipline and hard work, but relying on credit when things go wrong is a trap. — Dave Ramsey Copy Share Image
There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are… — Dave Ramsey Copy Share Image
Work - get paid; don't work - don't get paid. Everybody is on commission, .. Try not coming to work for six… — Dave Ramsey Copy Share Image
My children were taught at an early age how money works and that it comes from hard work. They've been on a… — Dave Ramsey Copy Share Image
Work is doing it. Discipline is doing it every day. Diligence is doing it well every day. — Dave Ramsey Copy Share Image
When we talk about kids earning commission for chores, we always have at least one parent who argues that children should do… — Dave Ramsey Copy Share Image
You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them… — Dave Ramsey Copy Share Image
You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality! — Dave Ramsey Copy Share Image
No one got rich on a government program. Do not choose to be a common man. You can be uncommon. — Dave Ramsey Copy Share Image
You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your… — Dave Ramsey Copy Share Image
Once I will warn you, and then I will fire you! I have a zero-tolerance-plus-one policy for gossip. I will teach you once, and… — Dave Ramsey Copy Share Image
This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store… — Dave Ramsey Copy Share Image
We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and… — Dave Ramsey Copy Share Image
Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling… — Dave Ramsey Copy Share Image