“Three things saved us: Our unwavering 50% savings rate. Avoiding debt. We’ve never even had a car payment. Finally embracing the indexing lessons Jack Bogle—the founder of The Vanguard Group and the inventor of index funds—perfected 40 years ago.” — J.L. Collins Copy Share Image
“Money can buy many things, but nothing more valuable than your freedom.” — J.L. Collins Copy Share Image
“Look again at those people around you. For most, debt is simply a part of life. But it doesn’t have to be for you.… — J.L. Collins Copy Share Image
“There are many things money can buy, but the most valuable of all is freedom. Freedom to do what you want and to work… — J.L. Collins Copy Share Image
“Three things saved us: Our unwavering 50% savings rate. Avoiding debt. We’ve never even had a car payment. Finally embracing the indexing lessons Jack… — J.L. Collins Copy Share Image
“It’s not hard. Stop thinking about what your money can buy. Start thinking about what your money can earn. And then think about what… — J.L. Collins Copy Share Image
“The lines between need and want are continually and intentionally blurred. Years ago, a pal of mine had bought a new video camera. It… — J.L. Collins Copy Share Image
“If your goal is financial independence, it is also to hold as little debt as possible. This means you’ll seek the least house to… — J.L. Collins Copy Share Image
“Being independently wealthy is every bit as much about limiting needs as it is about how much money you have. It has less to… — J.L. Collins Copy Share Image
“We can learn to think in this same way. Again, let’s use VTSAX in exploring this idea. Suppose yesterday you said, “Mmm. This idea… — J.L. Collins Copy Share Image
“I may not have owned a Mercedes, but I owned my freedom. Freedom to choose when to leave a job and freedom from worry… — J.L. Collins Copy Share Image
