This is where I think policies do need to be somewhat race-specific, is making sure that institutions are not discriminatory. So you've got something like the FHA [Federal Housing Administration], which was on its face a universal program that involved… — Barack Obama Copy Share Image
![“This is where I think policies do need to be somewhat race-specific, is making sure that institutions are not discriminatory. So you've got something like the FHA [Federal Housing Administration], which was on its face a universal program that involved a huge mechanism for wealth accumulation and…” quote by Barack Obama](https://sms4smile.com/quotes/img-quotes/a59/barack-obama-17_accumulation_this-is-where-i-think-policies-do-need-t_1780873.jpg)