PayPal exists because banks are not interoperable: I can't efficiently pay you $10 unless I'm giving you a $10 bill. So we're all on PayPal and Venmo, I need interoperability on the same ledger. — Brad Garlinghouse Copy Share Image
I had been exposed to bitcoin early. I thought the consumer application of it felt, to me, further away. I thought there would be… — Brad Garlinghouse Copy Share Image
To be candid, I think, in retrospect, it was a mistake to work at AOL when I did. I think I had rose-colored glasses… — Brad Garlinghouse Copy Share Image
Whether you talk about Africa or underbanked communities, these are all examples where Ripple can change the way society works. — Brad Garlinghouse Copy Share Image
Governments aren't going to go away; banks aren't going to go away. — Brad Garlinghouse Copy Share Image
There is a lot of volatility in the digital asset market broadly, and certainly that is true in the bitcoin market. It's been true… — Brad Garlinghouse Copy Share Image
I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh,… — Brad Garlinghouse Copy Share Image
Blockchain is like the new big data or AI - too many people are using it as a buzzword and not focused solving a… — Brad Garlinghouse Copy Share Image
Blockchain technologies will change transactions in a broad way. — Brad Garlinghouse Copy Share Image
To me, if we're not failing a little bit, we're not trying hard enough. I think great cultures encourage risk and are tolerant of… — Brad Garlinghouse Copy Share Image
