“If your goal is financial independence, it is also to hold as little debt as possible. This means you’ll seek the least house to meet your needs rather than the most house you can technically afford.” — J.L. Collins Copy Share Image
“Being independently wealthy is every bit as much about limiting needs as it is about how much money you have. It has less to do with how much you earn—high-income earners often go broke while low-income earners get there—than what… — J.L. Collins Copy Share Image
“Money can buy many things, but nothing more valuable than your freedom.” — J.L. Collins Copy Share Image
“Look again at those people around you. For most, debt is simply a part of life. But it doesn’t have to be for you.… — J.L. Collins Copy Share Image
“There are many things money can buy, but the most valuable of all is freedom. Freedom to do what you want and to work… — J.L. Collins Copy Share Image
“Three things saved us: Our unwavering 50% savings rate. Avoiding debt. We’ve never even had a car payment. Finally embracing the indexing lessons Jack… — J.L. Collins Copy Share Image
“It’s not hard. Stop thinking about what your money can buy. Start thinking about what your money can earn. And then think about what… — J.L. Collins Copy Share Image
“The lines between need and want are continually and intentionally blurred. Years ago, a pal of mine had bought a new video camera. It… — J.L. Collins Copy Share Image
“If your goal is financial independence, it is also to hold as little debt as possible. This means you’ll seek the least house to… — J.L. Collins Copy Share Image
“Being independently wealthy is every bit as much about limiting needs as it is about how much money you have. It has less to… — J.L. Collins Copy Share Image
“We can learn to think in this same way. Again, let’s use VTSAX in exploring this idea. Suppose yesterday you said, “Mmm. This idea… — J.L. Collins Copy Share Image
“I may not have owned a Mercedes, but I owned my freedom. Freedom to choose when to leave a job and freedom from worry… — J.L. Collins Copy Share Image
