“1.Payment history (35 percent)—Paying on time is the criterion. Missing payments hurts you here. 2.Debt (30 percent)—How much debt do you have? Too many credit card accounts will hurt you here. 3.Duration of your credit history (15 percent)—How long have… — Cary Siegel Copy Share Image
While incarcerated, I had no bank statements, no bills, no credit history. In our interconnected world of big data, I appeared to be no different than a deceased person. — Chelsea Manning Copy Share Image