The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and distribution of third-party products. — Chanda Kochhar Copy Share Image
Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit cards and personal loans - we will do it primarily with existing customers. — Chanda Kochhar Copy Share Image
Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the… — Chanda Kochhar Copy Share Image
What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various opportunities. — Chanda Kochhar Copy Share Image
I chose to be a working wife and mother. Why should I compromise on either? — Chanda Kochhar Copy Share Image
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take… — Chanda Kochhar Copy Share Image
I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the needs of… — Chanda Kochhar Copy Share Image
We have always said that over the medium and long term, we will disinvest some part of our holding in our major subsidiary companies,… — Chanda Kochhar Copy Share Image
It is important always to make full use of opportunities that come your way, and at the same time, it is important to not… — Chanda Kochhar Copy Share Image
I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives. — Chanda Kochhar Copy Share Image
Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to… — Chanda Kochhar Copy Share Image
Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels. — Chanda Kochhar Copy Share Image
